Vehicle insurance and vehicle damage cover


To arrange insurance is a necessary nuisance for most drivers. We will arrange for your either insurance or the similar program of vehicle damage cover. We also provide a comprehensive service of damage claim settlement.

Why insure your vehicle through Drivalia?

  1. You eliminate any delay in vehicle registration.
  2. You save time - we arrange the cover for you.
  3. You save money - the insurance premium is calculated for the specific vehicle fleet.
  4. There is no risk of arranging the wrong cover or not arranging it at all.
  5. You eliminate administrative workload with invoicing - the insurance premium is included in the lease installment.
  6. No confusion about the insurance period - it is the same as the lease period.

How to report the damage?

If you happen to have an incident involving a vehicle damage, kindly report the damage as soon as possible. Our damage claim department will arrange an inspection with the liquidator, as well as insurance or damage indemnification. You can report the damage in the following ways:


Drivalia offers the following types of insurance or damage cover

Third-party liability insurance of motor vehicle operations

The third-party liability insurance is mandatory for all vehicles by law. We arrange this insurance type automatically with the following insurance limits:

  • CZK 100 million for material damages
  • CZK 100 million for damage resulting from permanent injuries or death

Vehicle damage cover program

This is our own program for covering the damages on vehicles owned by Drivalia, which extends to accident, theft, vandalism and natural disaster.

Own damage insurance

The scope of this insurance is defined in the general insurance conditions. It covers the following insurance risks: accident, theft, vandalism and natural disasters.

If the car is equipped with any security devices (for example: glass coding, mechanical security device, active or passive security of the vehicle), a discount will be applied to the insurance premium.

Glass damage cover program

This is our own program for covering the damages on glass of vehicles owned by Drivalia. The cover extends to all windows except the glass roof. If you make use of one of our partners specialized in glass repairs, you will not pay the deductible amount for the repair.

Glass-break insurance

This insurance covers all glasses and windows except for the roof window. The scope of this insurance is the same as the scope of own damage insurance. If you use one of the partner services to repair the windows, the insurance company does not charge the deductible amount. This insurance is arranged without limiting the number of claims during the insurance period.

If you carry out the repair in a service station outside of the partner network, the insurance company charges a deductible amount of 10%.

Luggage insurance

This insurance covers damages to or destruction of the luggage transported in the vehicle. The insurance covers the following risks: natural disasters, accident, theft, vandalism and loss. The luggage insurance can be arranged with various limits of insurance indemnification. The insured party participates on the insurance indemnity by a fixed deductible amount.

Passenger insurance

This insurance covers persons transported in the vehicle to a maximum of the specified number of seats in the vehicle. The passenger insurance covers permanent disability and death as a result of an accident.

Legal protection insurance

The insurance facilitates legal interests of the insured party within the framework of civil law claims, criminal law, insurance law, contract law and property law related to the vehicle. The legal protection insurance can be arranged for the driver or for the driver and his family as well.

Tire insurance

This insurance type covers damage to tires that are firmly mounted on the vehicle (vehicles with a maximum weight of 3.5 t). The tire insurance covers the following insurance risks: hitting a sharp object on the road, poor road condition, vandalism, theft and natural disasters.

The insurance includes ; with this service the client is entitled to repair of the damaged tire on site, exchange of the tire for a spare one, or towing of the vehicle to the nearest contractual Drivalia service, up to the amount of the relevant limits.